Fintech Regulation

Last week in finance, today.

Hi everyone, Welcome to the 166th edition of The Pattern, a weekly newsletter where we dive into the

Hi everyone, Welcome to the 165th edition of The Pattern, a weekly newsletter where we dive into the

With the bank credit growth plummeting from 16% a year ago to a cautious 9% in June 2025, along with export and diesel consumption declining, there are signs that a storm could be in the offing

RBI scraps pre-payment penalties, NHB mandates interest on advance EMIs, and FM backs customer-first lending--here's how borrowers just won big.

India's digital fraud landscape is evolving. Here's how RBI is fighting back with DPIP, FRI, MNRL, and smarter cybersecurity strategies

As personal loan growth slows and young borrowers pull back, housing finance is emerging as the next big opportunity in India's credit story backed by demand, policy, and smart lending.

A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.

A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.

RBI's new rule mandates NBFCs to exclude fintech DLGs from provisioning. How will this rule reshape digital lending, impact partnership lending, and redefine accountability for NBFCs?

RBI's new rule mandates NBFCs to exclude fintech DLGs from provisioning. How will this rule reshape digital lending, impact partnership lending, and redefine accountability for NBFCs?

Indian banks are shifting from unsecured to secured loans amid rising delinquencies and regulatory pressure.