Atlas

A credit head at a mid-sized NBFC told me recently about something that had been bothering her.

There's a loan officer I spoke to some months ago at a mid-sized NBFC. His team spent roughly half their day calling people who had started applications and gone quiet.

The cost of 16-week product launch timelines in the age of AI.

There's a moment in every technology cycle when the infrastructure catches up to the ambition.

AI is moving from the sidelines and into the spotlight.

The AI transformation: A new era in agentic lending

Forget payments infrastructure. India built credit infrastructure at population scale.

Now, AI is moving from an assistant to an operator.

SMEs in India do remarkable things with limited oxygen. This one is for lenders who want clarity, SMEs who want a breathing room, and anyone tired of hearing about AI without hearing how it helps.

The race to build the best AI model is quickly becoming less important than the race to build the best product around AI.

Modern lending stacks already make thousands of decisions every day — but turning those decisions into timely action across systems is where most friction still sits. Business rules engines define…

AI has officially and authoritatively moved from our newsfeeds to our daily workflows.