FinBox Research
Topic

Embedded Finance

Credit, payments, and insurance woven into non-financial products. How platforms, e-commerce companies, and fintechs are becoming financial services providers without becoming banks.

embedded credit
Embedded credit at scale
The practitioner's guide to partnership lending, LSP onboarding and loan product building in India.
4 May 2026 11 min read
The SME squeeze and the quiet jobs AI does for Fintech
SMEs in India do remarkable things with limited oxygen. This one is for lenders who want clarity, SMEs who want a breathing room, and anyone tired of hearing about AI without hearing how it helps.
28 Jan 2026 4 min read
What Apple's AI strategy signals for FinTech platforms
The race to build the best AI model is quickly becoming less important than the race to build the best product around AI.
14 Jan 2026 4 min read
Google's new card shows where credit is headed next
Welcome to the 184th edition of The Pattern, a weekly newsletter where we dive into the latest from
19 Dec 2025 2 min read
Introducing FinBox Journey Studio: Your gateway to launching loan journeys in days, not months
Yet, launching a new credit product or making even a minor change to an existing journey still feels like an engineering-heavy project. Weeks go into hard-coding, API stitching, review loops, and p…
10 Dec 2025 3 min read
From embedded to generative: Charting credit's fourth reset
From embedded to generative: Charting credit's fourth reset
24 Sep 2025 3 min read
FinBox’s next chapter: $40M in Series B to redefine the future of lending
We are excited to share a defining milestone in this journey. FinBox has raised $40 million in Series B funding, led by WestBridge Capital, with participation from our existing investors A91 Partners and Aditya Birla Ventures.
24 Sep 2025 4 min read
How will AI evolve partnership lending in India?
Partnership lending has the rails--apps, UPI, marketplaces. Read how AI can act as the orchestrator in the partnership lending value chain.
26 Aug 2025 5 min read
What Andromeda's shine predicts about the future of our credit universe
India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.
25 Apr 2025 4 min read
Despite everything, Indian credit appetite continues to be insatiable
FinTechs' wishlist for the union budget 2025-2026
24 Jan 2025 2 min read
What is banking as-a-service and why you should care about it?
What is Banking as a Service and who are the target customers. How Banking as a Service is helping SMEs to get easy access to B2b credit?
30 Oct 2024 5 min read
The Pattern No.128: FinTech done right: An ode to Cred
Beyond the sheen of Cred's marketing: What the fintech is doing right.
4 Oct 2024 3 min read
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