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FinBox Research · the lending knowledge index

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A single, searchable index of everything we know about lending in India — articles, guides, case studies and the research behind the decisions.

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Guides & reports

Whitepapers, playbooks & research

Deep, practical guides for building and scaling digital lending products.

All guides
State of Digital Lending 2026 - A FinBox report
Every stat and insight about lending in India in one comprehensive report.
digital lending report 11 min read
Digital credit infrastructure - A FinBox guide for banks and NBFCs
A guide to building a modern lending stack for lenders.
Digital Credit Infrastructure 11 min read
Digital credit infrastructure - A FinBox Guide
A guide to building modern credit products at scale — covering loan origination, decisioning, loan management, and the orchestration layer that ties them together.
Digital Credit Infrastructure 11 min read
Featured report

State of Digital Lending 2026 - A FinBox report

Every stat and insight about lending in India in one comprehensive report.

digital lending report
FinBox Research
11 min read
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Case studies

What lenders shipped with FinBox

Outcome-led stories — TAT, disbursal growth, fraud reduction.

All case studies
Digital-first credit transformation for Indian NBFC - A FinBox case study
How a leading NBFC took the third option — partner instead of build-or-buy — and now originates 60% of its loans digitally across proprietary apps, 40+ point-of-sale partners, and an omnichannel co…
NBFC 11 min read
Sentinel AI transforms risk and decisioning at IIFL - A FinBox case study
Sentinel AI turns IIFL finance into a digital lending powerhouse.
Case-study 11 min read
Lending for India's largest Telco with on-prem DC - A FinBox case study
How Deployable DeviceConnect helped a leading Indian telco extend instant credit to millions of thin-file customers — without exporting raw data outside its own infrastructure.
Case-study 10 min read
Browse by topic

Content hubs

Every article, guide and case study — organised by the way India lends.

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Embedded Finance
104 articles
Credit Decisioning
171 articles
MSME Lending
108 articles
Account Aggregator
45 articles
Business Rules Engine
24 articles · Sentinel
Atlas — Agentic AI
31
Newsletters

Lending intelligence, in your inbox

Three editorial desks. No noise, no hype.

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Infinite Loop

Fintech infrastructure deep dives — the systems and protocols rewiring lending.

Deep dives

The Pattern

Trends shaping digital lending — markets, regulation and macro, weekly.

Weekly

Founder's View

Rajat's take on fintech & building — candid notes from the founder's desk.

Occasional
Latest research

From the FinBox research desk

Articles, analysis and practical frameworks for India's lending ecosystem.

All articles
SentinelWhat is a business rule engine in lending?
What is a business rule engine in lending?
Modern lending systems are evolving from static underwriting workflows into continuously adaptive decision infrastructure — what a BRE is, how it fits the modern credit stack, and what separates AI-native decisioning from AI-washing.
Sentinel
Digital-first credit transformation for Indian NBFC - A FinBox case study
How a leading NBFC took the third option — partner instead of build-or-buy — and now originates 60% of its loans digitally across proprietary apps, 40+ point-of-sale partners, and an omnichannel co…
NBFC 11 min read
State of Digital Lending 2026 - A FinBox report
Every stat and insight about lending in India in one comprehensive report.
digital lending report 11 min read

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