Why Indian Gen Z is lowkey credit starved
Gen Z makes up 41% of new borrowers in India--but tighter lending norms are shutting them out. What does this mean for the future of credit?
Account Aggregator
Advanced Analytics in Insurance with AA CDP: Looking Beyond Traditional Underwriting
The insurance industry is known to utilize advanced analytics for underwriting. However, the challenge has always been accessing credible data sources that churn out meaningful insights.
Banks and NBFCs are missing out on a huge opportunity by not adopting CDPs; here’s why
A sector thrives when it's in tune with how value is created and delivered. Traditional banking systems were built for transaction processing and not for customer intelligence.
Beyond Traditional Monitoring: How AA is Transforming Portfolio Health Management
Trying to understand a customer’s portfolio health by looking at isolated metrics like repayment history or account balance is as futile as understanding a person’s vitals by looking at their temperature alone.
Leveraging AA to Build an Insights Engine: Strategies for Digital Lenders
The success of digital lending hinges on understanding these credit behaviors. The AA framework opens unprecedented access to the rich financial data stream, which, when properly used, can transform lending decisions.
Introducing FinBox AA Customer Data Platform: Your Gateway to Precise Consumer Insights
FinBox CDP combined with Account Aggregator data can combine financial data such as a bank account, loans, and investments/assets into one profile.
How Account Aggregator is bringing customer consent back into lending picture
Before the advent of Account Aggregator (AA), the ‘right to data portability’ existed only in theory. AA for
How Account Aggregator improves information sharing through journey design
It is irrefutable that the Account Aggregator framework will become a game-changer for the dissemination of financial services.
How GSTN on Account Aggregator can give a boost to business lending
The induction of the Goods and Services Tax Network (GSTN) on the Account Aggregator framework is expected to
How BankConnect enables fast and thorough user verification for online trading platforms
Online trading platforms have made stock markets accessible to a wide range of traders across India. Just two
How FinBox BankConnect powers advanced income analytics
Automated bank statement analysis enables income estimation when underwriting users for digital platforms. Income estimation and classification are
Account Aggregator leverages ‘informed’ consent to enable multiple use cases in digital lending
User data is the lifeblood for lenders. Be it physical operations or digital lending - the volume and