Fintech Regulation

AI has officially and authoritatively moved from our newsfeeds to our daily workflows.

I've started noticing a quiet shift in the digital lending landscape over the past year.

The RBI cut rates today -- a neat, expected 25 bps move. Normally, that would have been the headline.

Two pieces of news surfaced this week that, at first glance, seem unrelated.

With India seeing a 67% spike in digital fraud losses, the 'business as usual' approach to cybersecurity is officially obsolete.

Welcome to the 180th edition of The Pattern, a weekly where we dive into the latest from the

Some of finance's most meaningful shifts happen quietly. No announcements, no warnings and no urgency. Just a quiet, strategic shift. Indian banks preparing to raise about 15,000 crore in Tier II capital is exactly the kind of moment.

The new gold standard isn't gold.

Hi everyone, Welcome to the 174th edition of The Pattern, a weekly newsletter by FinBox decoding the undercurrents

Gone are the days when a collection agency paid a visit to a loan defaulter's home to collect the rest of the money.

India's new credit gatekeeper: The smartphone lock screen

RBI's new 'tolerant supervisory stance' for AI is a stark departure from its usual hawkish stance. Read now to discover what this could mean for India's financial future.