Fintech Regulation

It sounds liberating to investors and it is quite powerful. But there is something about the news that raises questions we are not discussing enough. The explainability.

What happens when bankruptcy resolutions don't stay resolved? A deep dive into the IBC, lenders' frustration, and the need for reform.

RBI dropped its comprehensive Digital Lending Directions 2025, a regulatory framework that will fundamentally reshape how lending happens in the digital sphere.

The "black box" problem refers to AI systems that make decisions through processes that remain opaque even to their creators. The dilemma is straightforward: if we cannot explain how AI reaches its conclusions, how can we possibly trust it?

Climate change is no longer just an environmental issue--it's a rising credit risk. From crop losses to loan defaults, this piece explores how extreme weather is reshaping India's financial ecosystem and what banks must do to adapt.

The new Aadhaar app lets you verify your identity with just a Face ID and QR code. No more photocopies, no more data leaks. Your privacy will be in your terms.

How the three-lender cap rule aims to fix overleveraging, reduce NPAs, and bring clarity to India's microfinance lending ecosystem.

RBI eases lending norms to boost credit flow, but with soaring NPAs, is this a financial masterstroke or a risky gamble? Dive into the full analysis here.

The big fight between cash crunch, interest rates and a slowdown in waiting.

Why are gold loans shining in an otherwise dull economy?

FinTechs' wishlist for the union budget 2025-2026

Will 2025 be the year for India's economy?