FinBox Research
Topic

Credit Decisioning

Browse all articles filed under Credit Decisioning — from the FinBox research desk.

Embedded finance is the magic potion for customer retention. Here’s why.
Thriving B2B marketplaces hit a wall when it comes to differentiating on value. They have tried to address
16 Mar 2022 4 min read
The A-team: How alternate data & Account Aggregator can shake up credit underwriting
As many as 63% of customers never finish  their loan applications. The reasons for these high drop-offs
4 Mar 2022 5 min read
How Embedded Finance aligns incentives for MSMEs, platform aggregators and lenders
Your neighborhood corner store, the stationery shop opposite your office, your favorite local eatery. These small businesses are
7 Feb 2022 4 min read
Nudges, cross-promotions & rewards: A triad for better conversions in digital lending
Explore the power of nudges, cross-promotions, and rewards to boost conversions in digital lending. Discover strategies for driving customer engagement.
3 Feb 2022 5 min read
A FinTech founder's guide to structuring and hiring quality teams
What's the one thing that a FinTech can do to be in the top percentile of
1 Feb 2022 4 min read
Gini Coefficient Explained: The most important measure of a lender's underwriting prowess
Be it a home loan, a car loan, or a business loan - underwriting is the key process that
31 Jan 2022 2 min read
A lenders’ guide to achieving positive unit economics
Five ways to unlock the doors to higher margins
21 Jan 2022 6 min read
Fact over fiction: How lenders can create real business value with AI/ML
The words “artificial intelligence”, “big data” and “machine learning” are everywhere today, but how many of us can
13 Jan 2022 5 min read
How lenders can supercharge their conversions to increase loan disbursals
The human brain treats money as a finite resource. People are hardwired to avoid losses and are naturally
12 Jan 2022 6 min read
Three reasons why you should treat collections risk differently from underwriting risk
Treating risk distinctly at every stage of the loan life cycle, especially during collections, is a key component of sound loan management practices.
10 Jan 2022 4 min read
The case for human-machine collaboration in underwriting
Legacy banks are in danger of - and in some cases - are already disintermediated from financial transactions. In the
7 Jan 2022 3 min read
Loan application got rejected? Here’s what went wrong
Loan application rejected? Here are five ways in which you can ensure your loan gets sanctioned, every single time.
20 Dec 2021 3 min read
Explore more

Related topics

All topics