FinBox Research
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Credit Decisioning

Browse all articles filed under Credit Decisioning — from the FinBox research desk.

What is Adaptive Checkout and how does it help improve conversions for online commerce?
How many times have we spent minutes, or even hours browsing through an e-commerce website, filling our
27 Jul 2022 3 min read
Under the hood: The secret science of predicting credit risk
Unpacking cutting-edge credit-decisioning models
29 Jun 2022 7 min read
Deep dive: How risk-based pricing can help lenders save billions in credit losses
Risk as an opportunity: How to grow your loan book as key rate rises?
24 Jun 2022 7 min read
FinBox raises a $15 million round led by A91 Partners to deepen its Credit Infra and Data Product Offerings and expand internationally
Bengaluru, June 20, 2022: FinBox, a B2B credit infrastructure fintech, today announced a fundraise of $15 million (INR
20 Jun 2022 5 min read
The case for Embedded Finance in healthcare
This article was written in collaboration with QubeHealth, a FinTech for health-tech company that is changing the
3 Jun 2022 6 min read
Dire straits - Four charts reveal just how broken MSME lending is
Hello ! Hope you had a good week. Today, I am here to share some sobering but pretty interesting
27 May 2022 5 min read
How FinTechs can strengthen the co-lending wedlock between banks and NBFCs
Co-lending 101: Navigate the regulatory maze
17 May 2022 6 min read
Credit scores vs social scores: Can lenders use farmers’ social capital to provide agricultural financing?
For the most part, fintechs will argue that data-driven agricultural financing is a gift that will keep
2 May 2022 4 min read
Increased credit disbursement isn’t always good news, just ask households and MSMEs
In a recent written response to the Rajya Sabha, Finance Minister Nirmala Sitharaman claimed that the country’s
5 Apr 2022 3 min read
Data dive: What can Mudra’s performance tell us about SME lending in India? │ Part II
Mudra sets a very bar for innovation
4 Apr 2022 7 min read
Data dive: What can Mudra’s performance tell us about SME lending in India? (Part I)
Mudra loans: Too little? Or too late? A data-led inquiry
23 Mar 2022 6 min read
Farm-to-Bank: Can FinTechs help lenders get over their fear of agriculture?
There’s a tragic irony that has come to define the agrarian distress in India — the very financing
17 Mar 2022 4 min read
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