Credit Decisioning

Three common shortfalls of credit risk assessment models and the role of technology in overcoming them

Looking to streamline your digital lending onboarding process? Our blog offers expert insights and practical tips to help you improve efficiency, reduce costs, and enhance the customer experience.

Even before the pandemic hit, India’s bad debt ratio was the worst amongst the world's

Lack of visibility and unrecorded transactions and the local level mean that FMCG enterprises find it hard to predict sales leading to a mismatch in supply and demand. Here's how digitised supply chain finance that incorporates embedded loans can help.

The last year would have you believe the Indian economy was in doldrums, people had cash flow issues

This blog covers how BNPL is useful in the B2B sector. It addresses the top financial and growth challenges faced by business and how BNPL helps to resolve these today.

Explore the power of AI in Embedded Finance! Uncover how Artificial Intelligence revolutionizes financial services, providing context & innovation for a seamless experience.

Consider this - in a  year , Indians on average make  300 million E-Commerce transactions and 8 billion digital

Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.

Cash Flow Based Lending enables tailored, short-term, small-sized credit products and risk assessment of MSMEs, based not on their balance sheet or assets, but on real-time cash flow data and will ease the $280 billion credit gap in the Indian MSME sector.

Discover the differences between embedded finance and digital lending partnerships and which approach is the best way to offer credit on digital platforms.

Buy Now Pay Later (BNPL) will revolutionise B2B Credit, MSME Lending, and provide large value to B2B E-Commerce platforms.