FinBox Research
Topic

Alternative Data

Using bank statement analysis, device data, GST filings, and behavioral signals to underwrite borrowers who fall outside the traditional credit bureau model.

How lenders can supercharge their conversions to increase loan disbursals
The human brain treats money as a finite resource. People are hardwired to avoid losses and are naturally
12 Jan 2022 6 min read
Three ways trade credit helps spot supply chain disruptions from miles ahead
Supply chain disruptions can be largely mitigated with insights gleaned from embedded trade credit platform. Demand-led credit, supplier creditworthiness and visibility into possible operational and market-linked risks can be crucial benchmarks.
7 Dec 2021 4 min read
How Embedded Finance helps platforms streamline adoption and product releases
Learn how embedded finance can benefit your platform by simplifying adoption and streamlining product releases. Discover the advantages and challenges in our blog post.
20 Oct 2021 4 min read
Banks v/s FinTechs? Five reasons why partnering is a win-win
This blog makes a case for banks and FinTechs to come together and play to their strengths in order to provide cutting-edge financial products and improve customer service.
6 Sep 2021 4 min read
Will the BNPL juggernaut hit a bump with data security?
The last year would have you believe the Indian economy was in doldrums, people had cash flow issues
2 Sep 2021 5 min read
The role of India's smartphone revolution in enabling credit
The rapid rise in the popularity of smartphones has transformed the way in which financial services are delivered, especially to the traditionally underbanked. What's in store in terms of improved access to credit, and what are the gaps left to fill?
26 Aug 2021 3 min read
How Sellers are Taking Advantage of the Buy-Now, Pay-Later Model
This blog covers how BNPL is useful in the B2B sector. It addresses the top financial and growth challenges faced by business and how BNPL helps to resolve these today.
18 Aug 2021 4 min read
Bringing context to Embedded Finance with AI
Explore the power of AI in Embedded Finance! Uncover how Artificial Intelligence revolutionizes financial services, providing context & innovation for a seamless experience.
6 Aug 2021 2 min read
MSME accounts hit by RBI action - banking stability has a long way to go
Discover the impact of RBI action on MSME accounts and the challenges facing banking stability. Learn about the long road ahead for the sector.
5 Aug 2021 3 min read
Financial-inclusion
The Evolution of Digital Lending
Digital lending represented a huge leap on traditional lending. It lowered processing costs, improved revenue per loan, and drastically improved CX. It's an evolving space, and the next stage of digital lending will be powered by Embedded Finance.
23 Jul 2021 8 min read
India vs Bharat: Technology must bridge the great financial inclusion divide
Despite a technological boom in the financial sector, large parts of rural India remain outside the ambit of formal credit. Embedded Finance, which enables simplified user experiences, customized loans, and more, can change that.
14 Jul 2021 3 min read
How Embedded Finance enables retail-tech platforms to grow their revenue by 5x
Retail-tech platforms that cater to MSMEs can leverage Embedded Finance to unlock an alternate source of revenue, monetize their existing customer base, boost subscription revenues, and much more.
25 Jun 2021 3 min read
Explore more

Related topics

All topics