FinBox Research
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Alternative Data

Using bank statement analysis, device data, GST filings, and behavioral signals to underwrite borrowers who fall outside the traditional credit bureau model.

New-age lending calls for a new approach to underwriting
Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.
24 Jun 2021 3 min read
Challenges with MSME lending and how Embedded Finance solves them?
A new tech-driven model is boosting access for lending for MSMEs. However, there are certain unique challenges that this model must tackle. Read on for a look at what these are.
8 Apr 2021 6 min read
Embedded Finance vs Digital Lending Partnerships - What’s the best way to offer credit on Digital Platforms?
Discover the differences between embedded finance and digital lending partnerships and which approach is the best way to offer credit on digital platforms.
24 Mar 2021 7 min read
FinBox @ 6th NBFC100 Tech Summit
15th March 2019 : FinBox participated as the AI & Alternative data partner for 6th NBFC100 Tech Summit in
20 Mar 2019 3 min read
Infrastructure
FinBox Big-Data Driven Cross-Selling for Retail Lenders
Indian retail lending customers are growing at 24% y-o-y . Entry of non-traditional lenders, especially technology
14 Feb 2019 5 min read
Infrastructure
FinBox Big-Data Driven Cross-Selling for Retail Lenders
Indian retail lending customers are growing at 24% y-o-y . Entry of non-traditional lenders, especially technology
14 Feb 2019 5 min read
Indian FinTech: 2018 to 2019
FinBox wishes you a very Happy New Year. While 2018 was a momentous year for FinTechs with multiple
14 Jan 2019 6 min read
Data Privacy and Digital Lending - Part 1
Digitisation  has made collecting, storing and analysing user data much easier, but  it has also given rise to
16 Nov 2018 2 min read
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