FinBox Research
Topic

Alternative Data

Using bank statement analysis, device data, GST filings, and behavioral signals to underwrite borrowers who fall outside the traditional credit bureau model.

Of metaverse lending, virtual lands and losing the plot
Welcome to the new financial year! With the new financial year come ever-increasing fuel prices, costlier cars
1 Apr 2022 6 min read
The digital grain: Culling smart data for better agricultural lending
Data is ubiquitous. Especially in agriculture. But data with economic value attached? Not so common. Think of all
1 Apr 2022 4 min read
The future of B2B marketplaces is SaaS-y
Explore the future of B2B marketplaces as SaaS-y in our latest blog post.
24 Mar 2022 4 min read
Farm-to-Bank: Can FinTechs help lenders get over their fear of agriculture?
There’s a tragic irony that has come to define the agrarian distress in India — the very financing
17 Mar 2022 4 min read
Embedded finance is the magic potion for customer retention. Here’s why.
Thriving B2B marketplaces hit a wall when it comes to differentiating on value. They have tried to address
16 Mar 2022 4 min read
L&T starts, Cred moves and agriculture drones
Wrapping up the previous week in Indian FinTech space
11 Mar 2022 3 min read
Can fintechs mend the dent for chit funds?
Chit funds have been the last-mile credit options for Indians. But they still need cleaning-up. Fintechs can address the gaps and elevate chit funds into a force of financial inclusion that they truly are.
11 Mar 2022 4 min read
Can fintechs mend the dent for chit funds?
Chit funds have been the last-mile credit options for Indians. But they still need cleaning-up. Fintechs can address the gaps and elevate chit funds into a force of financial inclusion that they truly are.
11 Mar 2022 4 min read
The A-team: How alternate data & Account Aggregator can shake up credit underwriting
As many as 63% of customers never finish  their loan applications. The reasons for these high drop-offs
4 Mar 2022 5 min read
How Embedded Finance aligns incentives for MSMEs, platform aggregators and lenders
Your neighborhood corner store, the stationery shop opposite your office, your favorite local eatery. These small businesses are
7 Feb 2022 4 min read
Gini Coefficient Explained: The most important measure of a lender's underwriting prowess
Be it a home loan, a car loan, or a business loan - underwriting is the key process that
31 Jan 2022 2 min read
Collections efficiency: The playbook to combine the best of AI and human intelligence
Learn how to combine AI and human intelligence for better collections efficiency in our latest blog post.
21 Jan 2022 5 min read
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