FinBox Research
Topic

MSME Lending

Credit access, cash flow management, and digital infrastructure for India's 63 million micro, small, and medium enterprises — the most underserved borrower segment in formal finance.

Are MSMEs finally getting their due?
Budget 2024 for MSMEs: A new credit model, increased govt support, and a higher Mudra limit...
26 Jul 2024 2 min read
Fintech Regulation
The saga of NBFCs' fight to become first-class citizens
NBFCs believe that they've drawn the short end of the stick for too long - now, they're calling for equality in the banking system's hierarchy.
21 Jun 2024 2 min read
How GSTN on Account Aggregator can help MSME lenders
The Account Aggregator framework was expected to be a watershed moment, not unlike UPI, for financial services. So far, its enormous impact has been evident in consumer lending, but with the inclus…
27 Feb 2024 2 min read
How GSTN on Account Aggregator can give a boost to business lending
The induction of the Goods and Services Tax Network (GSTN) on the Account Aggregator framework is expected to add another dimension to underwriting for small businesses. Underwriters process variou…
24 Jan 2024 2 min read
These 3 RBI charts show what lending will look like in 2024
Three charts from the RBI lay down what lending could look like this year - read all about it!
5 Jan 2024 4 min read
Acing the high-tech, low-cost ops model: Small Finance Banks and the power of an agile Business Rules Engine
Why Small Finance Banks need an agile business rules engine to sustain their distinctive business model
29 Nov 2023 4 min read
Why an advanced rules engine should be the core of lenders’ ONDC strategy
A competitive edge for lenders: The role of an advanced rules engine in ONDC
10 Nov 2023 4 min read
ONDC
ONDC and Lenders 101
Know all about ONDC and how this phenomenon, often touted as the 'UPI of e-commerce', can be leveraged by lenders.
7 Nov 2023 4 min read
Can credit ratings help the credit starved startups?
Hello everyone, Welcome to the 79th edition of The Pattern, a weekly newsletter where we bring you the
29 Sep 2023 3 min read
Booming digital credit still struggles to reach where it's needed
Hello everyone, Welcome to the 74th edition of The Pattern, a weekly newsletter where I dissect and unpack
25 Aug 2023 3 min read
IIFL and FinBox win Sahamati’s award for MSME lending through Account Aggregator
Wednesday, May 24, 2023: Digital infrastructure company FinBox and the NBFC IIFL Finance were awarded for their work in building a cash flow and GST data based unsecured business loan product for M…
24 May 2023 2 min read
Of making moves, taking risks, and charting new territories
Hello everyone, Welcome to the 49th edition of The Pattern, a weekly newsletter where I bring you the
24 Feb 2023 3 min read
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