Digital lending represented a huge leap on traditional lending. It lowered processing costs, improved revenue per loan, and drastically improved CX. It's an evolving space, and the next stage of digital lending will be powered by Embedded Finance.
Retail-tech platforms that cater to MSMEs can leverage Embedded Finance to unlock an alternate source of revenue, monetize their existing customer base, boost subscription revenues, and much more.
Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.
General trade forms the backbone of Indian retail. With the help of embedded finance, D2C brands in India can leverage the kirana store network to strategically push products and grow by up to 10x.
A new tech-driven model is boosting access for lending for MSMEs. However, there are certain unique challenges that this model must tackle. Read on for a look at what these are.
Embedded Credit enables B2B E-Commerce platforms by creating a credit line for their merchants. This helps improve the platform's CLTV, AOV, and GMV.