FinBox Research
Topic

MSME Lending

Credit access, cash flow management, and digital infrastructure for India's 63 million micro, small, and medium enterprises — the most underserved borrower segment in formal finance.

Will housing finance be the next poster child of India's credit revolution?
As personal loan growth slows and young borrowers pull back, housing finance is emerging as the next big opportunity in India's credit story backed by demand, policy, and smart lending.
27 Jun 2025 4 min read
Can secured credit run the rocketship that unsecured loans built?
Indian banks are shifting from unsecured to secured loans amid rising delinquencies and regulatory pressure.
23 May 2025 4 min read
What Andromeda's shine predicts about the future of our credit universe
India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.
25 Apr 2025 4 min read
How women are boldly weaving India's economic tapestry?
Discover how women are driving India's economic growth through credit awareness, entrepreneurship, and financial independence, yet still face systemic lending challenges.
7 Mar 2025 4 min read
RBI eases risk weights but can it keep the lending house in order?
RBI eases lending norms to boost credit flow, but with soaring NPAs, is this a financial masterstroke or a risky gamble? Dive into the full analysis here.
28 Feb 2025 4 min read
Banks are waging a lending war. Will it prove expensive?
Banks are aggressively competing for mid-sized borrowers, slashing rates and underpricing risk amid RBI's crackdown on unsecured loans.
21 Feb 2025 4 min read
Gold loan is glittering through India's economic slowdown
Why are gold loans shining in an otherwise dull economy?
7 Feb 2025 3 min read
Will the 'red book' give a green signal to FinTechs' wishlist?
FinTechs' wishlist for the union budget 2025-2026
17 Jan 2025 4 min read
MSME Lending
Will credit on UPI come to rescue growth doldrums?
RBI expands UPI credit to tackle financial inclusion
13 Dec 2024 4 min read
Beyond Traditional Monitoring: How AA is Transforming Portfolio Health Management
Trying to understand a customer’s portfolio health by looking at isolated metrics like repayment history or account balance is as futile as understanding a person’s vitals by looking at their temperature alone.
9 Dec 2024 4 min read
MSME Lending
The tightrope walk for lenders just got harder
RBI is giving major red flags to the lending sector, which has raised concerns from private banks, and government directives cast shadows over microfinance's future in India.
22 Nov 2024 4 min read
What is banking as-a-service and why you should care about it?
What is Banking as a Service and who are the target customers. How Banking as a Service is helping SMEs to get easy access to B2b credit?
30 Oct 2024 5 min read
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