FinBox Research
Topic

Digital Lending Infrastructure

The systems, APIs, and decisioning layers that power modern digital lending — origination, underwriting, disbursement, collections, and everything in between.

Onboarding practices that can save $150 per new borrower
Looking to streamline your digital lending onboarding process? Our blog offers expert insights and practical tips to help you improve efficiency, reduce costs, and enhance the customer experience.
15 Dec 2021 3 min read
Lending’s already a dime a dozen. It’s time to reinvent collections.
Even before the pandemic hit, India’s bad debt ratio was the worst amongst the world's
15 Dec 2021 6 min read
Five bitter pills that RBI prescribes to make digital lending healthy again
Sachet, the Reserve Bank of India’s portal for complaints from the public, received over 2,500 complaints
25 Nov 2021 4 min read
How BNPL can help boost order values for B2B electronics merchants
Reports suggested that India’s consumer electronics and home appliances market is set to grow at a CAGR
20 Oct 2021 4 min read
What is Embedded Finance and how it will change FinTech
Embedded Finance is the next big wave in FinTech. Embedded Credit enables MSME Credit and empowers digital platforms, lenders & end-users
8 Sep 2021 12 min read
Banks v/s FinTechs? Five reasons why partnering is a win-win
This blog makes a case for banks and FinTechs to come together and play to their strengths in order to provide cutting-edge financial products and improve customer service.
6 Sep 2021 4 min read
Embedded Lending - Use Cases, Advantages and Challenges
What is Embedded Lending and why is it accepted easily in the financial sector? Get details like pros and cons associated with Embedded Credit lending.
20 Aug 2021 5 min read
Buy Now, Pay Later: Why BNPL is Preferred by All Customers
Buy-now, pay-later is revolutionizing how credit lending is done. Here you can find how BNPL helps boost growth in both retail and the B2B business sector.
18 Aug 2021 4 min read
Bringing context to Embedded Finance with AI
Explore the power of AI in Embedded Finance! Uncover how Artificial Intelligence revolutionizes financial services, providing context & innovation for a seamless experience.
6 Aug 2021 2 min read
MSME accounts hit by RBI action - banking stability has a long way to go
Discover the impact of RBI action on MSME accounts and the challenges facing banking stability. Learn about the long road ahead for the sector.
5 Aug 2021 3 min read
How Embedded Finance enables retail-tech platforms to grow their revenue by 5x
Retail-tech platforms that cater to MSMEs can leverage Embedded Finance to unlock an alternate source of revenue, monetize their existing customer base, boost subscription revenues, and much more.
25 Jun 2021 3 min read
Embedded Finance and the new era of customer experience
Customer experience in lending has gained immense prominence in this digital era. Consumers now want fast and easy credit that's customized to their unique needs - and Embedded Finance makes it possible.
23 Jun 2021 4 min read
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