FinBox Research
Topic

Digital Lending Infrastructure

The systems, APIs, and decisioning layers that power modern digital lending — origination, underwriting, disbursement, collections, and everything in between.

Credit scores vs social scores: Can lenders use farmers’ social capital to provide agricultural financing?
For the most part, fintechs will argue that data-driven agricultural financing is a gift that will keep
2 May 2022 4 min read
Stacking for agriculture: Missing pieces of India’s Agristack puzzle
The stakes in agriculture are high - it's fraught with risks; for farmers, agri-businesses, lenders and
21 Apr 2022 3 min read
For legacy brands, the road to D2C victory passes through FinTech. Here’s why
In India, we’re obsessed with established brands and the trust they bring. Just a look at the
14 Apr 2022 4 min read
Farm-to-Bank: Can FinTechs help lenders get over their fear of agriculture?
There’s a tragic irony that has come to define the agrarian distress in India — the very financing
17 Mar 2022 4 min read
UPI123Pay: The leg-up for India's fintechs
Explore the latest trends in India's fintech industry and how it's getting a boost with innovative technologies. Learn about the key players and their impact
15 Mar 2022 6 min read
UPI123Pay: The leg-up for India's fintechs
Explore the latest trends in India's fintech industry and how it's getting a boost with innovative technologies. Learn about the key players and their impact
15 Mar 2022 6 min read
Banking-as-a-service: Risks and complexities to consider before choosing the right partner
Find the perfect banking as a service partner for your business. Our blog covers everything you need to know about choosing the right BaaS provider, from compatibility to pricing. Learn how to assess BaaS providers, and what to look for in a partner.
17 Feb 2022 3 min read
Nudges, cross-promotions & rewards: A triad for better conversions in digital lending
Explore the power of nudges, cross-promotions, and rewards to boost conversions in digital lending. Discover strategies for driving customer engagement.
3 Feb 2022 5 min read
Why your digital lending program needs a growth marketing team
Digital lenders are one panic-google-search away and India has approximately 1,263 digital lending  startups offering
1 Feb 2022 4 min read
Collections efficiency: The playbook to combine the best of AI and human intelligence
Learn how to combine AI and human intelligence for better collections efficiency in our latest blog post.
21 Jan 2022 5 min read
Fact over fiction: How lenders can create real business value with AI/ML
The words “artificial intelligence”, “big data” and “machine learning” are everywhere today, but how many of us can
13 Jan 2022 5 min read
Three reasons why you should treat collections risk differently from underwriting risk
Treating risk distinctly at every stage of the loan life cycle, especially during collections, is a key component of sound loan management practices.
10 Jan 2022 4 min read
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