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Transforming Credit Underwriting: The Power of Alternative Data in Income Estimation

Transforming Credit Underwriting: The Power of Alternative Data in Income Estimation

Income estimation stands as the bedrock of credit underwriting, a decisive metric empowering lenders to make informed lending

10 Nov 2023 · 3 mins
Why an advanced rules engine should be the core of lenders’ ONDC strategy

Why an advanced rules engine should be the core of lenders’ ONDC strategy

A competitive edge for lenders: The role of an advanced rules engine in ONDC

10 Nov 2023 · 4 mins
Presenting FinBox LOS:  Supercharge disbursals with zero friction!
LOS

Presenting FinBox LOS: Supercharge disbursals with zero friction!

Great credit products are built on agile origination systems. Launch and own your credit product’s performance with FinBox's highly configurable loan origination software. Go-live in ~2 weeks!

07 Nov 2023 · 3 mins
One API stack, multiple partnerships: Presenting FinBox's API Middleware
Prism

One API stack, multiple partnerships: Presenting FinBox's API Middleware

If partnership-driven growth is what you're looking for, FinBox's API middleware is the way to go!

07 Nov 2023 · 2 mins
ONDC and Lenders 101
ONDC

ONDC and Lenders 101

Know all about ONDC and how this phenomenon, often touted as the 'UPI of e-commerce', can be leveraged by lenders.

07 Nov 2023 · 4 mins
Can desserts sweeten sour NPAs this Diwali?

Can desserts sweeten sour NPAs this Diwali?

Hello everyone, Welcome to the 84th edition of The Pattern, a weekly newsletter where we dissect and delve

03 Nov 2023 · 4 mins
As RBI plays Scrooge with money, banks turn into deposit magpies

As RBI plays Scrooge with money, banks turn into deposit magpies

As RBI turns off the money tap, banks go mopping up deposits

27 Oct 2023 · 2 mins
RBI turns the heat up on Customer Due Diligence

RBI turns the heat up on Customer Due Diligence

Banks have no go but to play Big Brother

20 Oct 2023 · 2 mins
Banks get a bad rep and a worse rap sheet

Banks get a bad rep and a worse rap sheet

Weekly insights on fintech and industry, curated by Mayank Jain.

13 Oct 2023 · 4 mins
The FinTech menagerie gets its newest animal

The FinTech menagerie gets its newest animal

Hello everyone, Welcome to the 80th edition of The Pattern, a weekly newsletter where I bring you the

06 Oct 2023 · 4 mins
Introducing BureauConnect: FinBox’s multi-bureau connector and bureau analytics tool

Introducing BureauConnect: FinBox’s multi-bureau connector and bureau analytics tool

Credit bureaus are lenders' first source of truth. However, the true worth of the credit bureau data

05 Oct 2023 · 5 mins
Can credit ratings help the credit starved startups?

Can credit ratings help the credit starved startups?

Hello everyone, Welcome to the 79th edition of The Pattern, a weekly newsletter where we bring you the

29 Sep 2023 · 3 mins
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