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Ideas that move lending forward.

Articles, analysis and practical frameworks from the team behind India's lending infrastructure.

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17 Nov 2023 ·

Boom goes the lending dynamite!

With a circular that sent shockwaves across the industry, the RBI on Thursday mandated that unsecured credit products will now attract higher risk weights - who will trip up, and how much will we slow down?

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Page 17 of 41
As expectations soar, will MFIs clear the digital transformation hurdle?
Microfinance insitutions are under the spotlight once again, being hailed as drivers of the Indian economy. However, challenges remain - will they meet soaring expectations?
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Transforming Credit Underwriting: The Power of Alternative Data in Income Estimation
Income estimation stands as the bedrock of credit underwriting, a decisive metric empowering lenders to make informed lending decisions. It gauges repayment capacity, allowing financial institution…
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Why an advanced rules engine should be the core of lenders’ ONDC strategy
A competitive edge for lenders: The role of an advanced rules engine in ONDC
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Presenting FinBox LOS: Supercharge disbursals with zero friction!
Great credit products are built on agile origination systems. Launch and own your credit product’s performance with FinBox's highly configurable loan origination software. Go-live in ~2 weeks!
7 Nov 2023 3 min read
One API stack, multiple partnerships: Presenting FinBox's API Middleware
If partnership-driven growth is what you're looking for, FinBox's API middleware is the way to go!
7 Nov 2023 2 min read
ONDC and Lenders 101
Know all about ONDC and how this phenomenon, often touted as the 'UPI of e-commerce', can be leveraged by lenders.
7 Nov 2023 4 min read

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