RBI shuts down 'evergreening' tactics in year-end cleanup
With its latest circular on Alternative Investment Funds, the RBI is leaning into its reputation as one of the toughest banking regulators.
ONDC for financial services
ONDC for Financial Services: How Can Lenders Onboard as Seller Apps?
With financial services live on ONDC, lenders now have a new channel to disburse credit. Find out what role lenders will play on ONDC and how FinBox can help them onboard as seller apps.
This week in credit The rise in deceptions, digressions, and defaults
Financial fraud continues to concern the authorities and credit cards remain on an upward trend. Read all about it!
The role of a business rules engine in India’s mortgage landscape
As the tide turns for housing finance companies, automation technology takes centre stage
Will small-ticket loan snags also hit bank FinTech partnerships?
The RBI seems to have been successful in its goal of reining in the growth of unsecured credit. Most FinTechs have tie-ups with banks and NBFCs to fund their small ticket offerings, but it looks like top-down tightening will temper their expansion.
Navigating the wily waters of deep fakes
As deep fakes gain popularity, what can be done to protect the average Indian and their hard-earned money?
How BankConnect enables fast and thorough user verification for online trading platforms
Online trading platforms have made stock markets accessible to a wide range of traders across India. Just two
Empower your lending strategy with DeviceConnect: Your ultimate ally in fraud prevention
Bankers, when queried about their primary concerns, often cite the persistent worry of fraud risk keeping them awake
Acing the high-tech, low-cost ops model: Small Finance Banks and the power of an agile Business Rules Engine
Why Small Finance Banks need an agile business rules engine to sustain their distinctive business model
RBI wants social distancing between banks and NBFCs
The Reserve Bank of India not only wants to bring sanity back into the burgeoning retail credit market, but also wants to ensure that closely knit banks and NBFC lenders do not self-combust in this race to the top.
Boom goes the lending dynamite!
With a circular that sent shockwaves across the industry, the RBI on Thursday mandated that unsecured credit products will now attract higher risk weights - who will trip up, and how much will we slow down?
As expectations soar, will MFIs clear the digital transformation hurdle?
Microfinance insitutions are under the spotlight once again, being hailed as drivers of the Indian economy. However, challenges remain - will they meet soaring expectations?