Blog

The FinBox research desk.
Ideas that move lending forward.

Articles, analysis and practical frameworks from the team behind India's lending infrastructure.

12 per page·Updated continuously

Filter

All Sentinel BRE BankConnect DeviceConnect Prism Atlas Engineering

1 Mar 2024 ·

Can the government bring peace to the FinTech furore?

The world's third-largest FinTech industry struggling to find stable footing. Unsecured lending giants are pulling back on personal loans. Those running neobanks are yet to find a business model that doesn't burn cash on acquiring fickle customers.

Read article

Recent articles

Page 15 of 41

How Account Aggregator is bringing customer consent back into lending picture

Before the advent of Account Aggregator (AA), the ‘right to data portability’ existed only in theory. AA for the first time empowered its practice.

27 Feb 2024 2 min read

How GSTN on Account Aggregator can help MSME lenders

The Account Aggregator framework was expected to be a watershed moment, not unlike UPI, for financial services. So far, its enormous impact has been evident in consumer lending, but with the inclus…

27 Feb 2024 2 min read

Credit growth has a dark underbelly that few noticed

More deposits can mean more room to boost credit. And vice versa. However, when credit growth outstrips deposit growth, problems can start to mount.

23 Feb 2024 3 min read

Why won't the FinTech distress go away anytime soon

FinTechs on the ground are hustling, fighting terrible odds to stay alive in the face of extreme adversity.

16 Feb 2024 4 min read

Of tighter lending, sustainable finance, and treading with caution

Lending growth has slowed, sustainable finance is in the spotlight, and the RBI isn't taking any chances!

9 Feb 2024 3 min read

How Account Aggregator improves information sharing through journey design

It is irrefutable that the Account Aggregator framework will become a game-changer for the dissemination of financial services. Built to prioritise user consent , data privacy, and a good user expe…

5 Feb 2024 3 min read

More articles

Will the RBI's disciplinary stick make FinTechs sick?

2 Feb 2024 · 3 min read

Sentinel (Business Rules Engine): Tackling 13 challenges across the credit value chain

2 Feb 2024 · 5 min read

How GSTN on Account Aggregator can give a boost to business lending

24 Jan 2024 · 2 min read

Can self-regulation solve FinTechs' navigation blues?

19 Jan 2024 · 3 min read

Why RBI wants a peek into the lending algorithms box?

12 Jan 2024 · 4 min read

Get every new article in your inbox.

Subscribe to The Pattern — lending intelligence, weekly. No noise, no hype.

Subscribe to The Pattern All newsletters