FinBox Research
Topic

NBFC

India's non-banking financial companies — how they're regulated, how they raise capital, and how they're using technology to compete with banks on speed and reach.

Sentinel (Business Rules Engine): Tackling 13 challenges across the credit value chain
13 reasons why our Business Rules Engine Sentinel sits at the crux of a sustainable, resilient, and scalable digital lending business
2 Feb 2024 5 min read
Can self-regulation solve FinTechs' navigation blues?
FinTechs seem to know that sustainable profitability is the destination. It's the route that's the problem.
19 Jan 2024 3 min read
These 3 RBI charts show what lending will look like in 2024
Three charts from the RBI lay down what lending could look like this year - read all about it!
5 Jan 2024 4 min read
RBI shuts down 'evergreening' tactics in year-end cleanup
With its latest circular on Alternative Investment Funds, the RBI is leaning into its reputation as one of the toughest banking regulators.
22 Dec 2023 3 min read
RBI wants social distancing between banks and NBFCs
The Reserve Bank of India not only wants to bring sanity back into the burgeoning retail credit market, but also wants to ensure that closely knit banks and NBFC lenders do not self-combust in this race to the top.
24 Nov 2023 4 min read
Boom goes the lending dynamite!
With a circular that sent shockwaves across the industry, the RBI on Thursday mandated that unsecured credit products will now attract higher risk weights - who will trip up, and how much will we slow down?
17 Nov 2023 3 min read
The FinTech menagerie gets its newest animal
Hello everyone, Welcome to the 80th edition of The Pattern, a weekly newsletter where I bring you the
6 Oct 2023 4 min read
4 charts on India's save or spend confusion
Hello everyone, welcome to the 78th edition of The Pattern, a weekly where we dissect and delve into
22 Sep 2023 4 min read
What are Direct Selling Agents and How to Manage Them?
Learn who DSAs are & how FinBox helps banks and lenders manage their Direct Selling Agents (DSAs) to make the loan process smoother and more efficient.
12 Jun 2023 7 min read
Can FinTechs 'jugaad' their way to survival?
Hello everyone, Welcome to the 57th edition of The Pattern, a weekly where we dissect and analyse the
28 Apr 2023 5 min read
A fuel-guzzling economy fights news bias and recovery woes
Hello everyone, Welcome to the 53rd edition of The Pattern, a weekly newsletter where we dissect and analyse
24 Mar 2023 5 min read
Of Women's Day, glass ceilings, and financial inclusion
Hello everyone, Welcome to The Pattern, a weekly newsletter where I bring you the latest from the worlds
10 Mar 2023 4 min read
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