FinBox Research
Topic

MSME Lending

Credit access, cash flow management, and digital infrastructure for India's 63 million micro, small, and medium enterprises — the most underserved borrower segment in formal finance.

Embedded finance: The catalyst for business model transformation
Unlock the true potential of your business with embedded finance. Learn how it can be the catalyst for business model transformation in this blog.
3 Feb 2022 3 min read
How lenders can supercharge their conversions to increase loan disbursals
The human brain treats money as a finite resource. People are hardwired to avoid losses and are naturally
12 Jan 2022 6 min read
Flaws in risk assessment and how they foster lending biases
Three common shortfalls of credit risk assessment models and the role of technology in overcoming them
16 Dec 2021 6 min read
Three ways trade credit helps spot supply chain disruptions from miles ahead
Supply chain disruptions can be largely mitigated with insights gleaned from embedded trade credit platform. Demand-led credit, supplier creditworthiness and visibility into possible operational and market-linked risks can be crucial benchmarks.
7 Dec 2021 4 min read
How BNPL can help boost order values for B2B electronics merchants
Reports suggested that India’s consumer electronics and home appliances market is set to grow at a CAGR
20 Oct 2021 4 min read
How Account Aggregators will help in decreasing lending frauds
Find top concerns related to lending fraud. How the account aggregators framework will counter lending frauds and create a better lending ecosystem
30 Sep 2021 4 min read
Embedded loans in supply chain finance: How FMCG companies can benefit
Lack of visibility and unrecorded transactions and the local level mean that FMCG enterprises find it hard to predict sales leading to a mismatch in supply and demand. Here's how digitised supply chain finance that incorporates embedded loans can help.
20 Sep 2021 4 min read
How Sellers are Taking Advantage of the Buy-Now, Pay-Later Model
This blog covers how BNPL is useful in the B2B sector. It addresses the top financial and growth challenges faced by business and how BNPL helps to resolve these today.
18 Aug 2021 4 min read
How Buy-Now, Pay-Later is Solving Small Business Cash Flow Problem
Here you can find how buy-now, pay-later services are useful for your business. This blog discusses why it is better than other credit lending models and helpful for revenue growth.
18 Aug 2021 4 min read
MSME accounts hit by RBI action - banking stability has a long way to go
Discover the impact of RBI action on MSME accounts and the challenges facing banking stability. Learn about the long road ahead for the sector.
5 Aug 2021 3 min read
Financial-inclusion
What is OCEN and what it means for Digital Lending
Open Credit Enablement Network and Embedded Finance democratize credit distribution and drive financial inclusion.
27 Jul 2021 5 min read
Financial-inclusion
The Evolution of Digital Lending
Digital lending represented a huge leap on traditional lending. It lowered processing costs, improved revenue per loan, and drastically improved CX. It's an evolving space, and the next stage of digital lending will be powered by Embedded Finance.
23 Jul 2021 8 min read
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