MSME Lending - FinBox - Digital Lending Infrastructure (Page 6)

Of rising costs, dropping values and storms before the calm

Hi everyone, Before we all head into the weekend, here's the latest edition of The Pattern,

22 Jul 2022 3 min read

Leapfrog of the century: India’s envious march towards digital dominance

All of us have heard the tale of two Indias.One is a fast-developing cosmopolitan and technology-

13 Jul 2022 4 min read

Here's how QR Codes can help close India’s MSME credit gap of ₹25 trillion

Can QR Codes be the voice of small and opaque MSMEs?

11 Jul 2022 5 min read

Deep dive: How risk-based pricing can help lenders save billions in credit losses

Risk as an opportunity: How to grow your loan book as key rate rises?

24 Jun 2022 7 min read

MSME credit needs to be cheaper and easier, not just formal

It seems to me that the number $267-334 billion isn't just the widely accepted MSME

17 Jun 2022 5 min read

Equated Daily Instalments

Move over EMIs: Understanding Equated Daily Instalments (EDIs) and how it’ll bring formal credit to 4 crore MSMEs

What does it take to run a successful EDI programme? Find out

30 May 2022 5 min read

Dire straits - Four charts reveal just how broken MSME lending is

Hello ! Hope you had a good week. Today, I am here to share some sobering but pretty interesting

27 May 2022 5 min read

GST invoices, alternate data and cash-flow underwriting: How to unlock the $400 bn MSME financing opportunity

When it comes to MSME financing, the problem of thin-file borrowers and informal setups crops up time

24 May 2022 3 min read

Signals from the soil: Why data interoperability is crucial to agricultural lending

Agriculture is the sum of many parts. Its success depends on a range of factors from soil quality

13 May 2022 4 min read

Missing the disease for the symptoms

The impact of Covid-19 on the agricultural sector, credit flow to farmers, and the role of FinTech in addressing these challenges.

6 May 2022 2 min read

Small is beautiful: How micro SaaS can fast track agricultural digitisation by 10x

The biggest digitisation successes of our times have come through SaaS. Be it Salesforce for sales, HubSpot for

2 May 2022 3 min read

Credit scores vs social scores: Can lenders use farmers’ social capital to provide agricultural financing?

For the most part, fintechs will argue that data-driven agricultural financing is a gift that will keep

2 May 2022 4 min read