FinBox Research
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FinTech

India's financial technology landscape — from payment rails and credit infrastructure to regulatory shifts and the companies building the next generation of financial services.

GST invoices, alternate data and cash-flow underwriting: How to unlock the $400 bn MSME financing opportunity
When it comes to MSME financing, the problem of thin-file borrowers and informal setups crops up time
24 May 2022 3 min read
Credit scores vs social scores: Can lenders use farmers’ social capital to provide agricultural financing?
For the most part, fintechs will argue that data-driven agricultural financing is a gift that will keep
2 May 2022 4 min read
A legacy bank’s guide to playing and winning the FinTech game
Looking to compete with FinTechs? Learn how to modernize your banking operations with this comprehensive guide to playing and winning the FinTech game.
21 Apr 2022 4 min read
Sachetised loans are a gateway to deeper financial empowerment. Here’s why
Loans in sachets — because good things come in small packages
21 Apr 2022 5 min read
Stacking for agriculture: Missing pieces of India’s Agristack puzzle
The stakes in agriculture are high - it's fraught with risks; for farmers, agri-businesses, lenders and
21 Apr 2022 3 min read
For legacy brands, the road to D2C victory passes through FinTech. Here’s why
In India, we’re obsessed with established brands and the trust they bring. Just a look at the
14 Apr 2022 4 min read
Decoding super apps and the Neu digital economy gambit
Discover the concept of super apps and their role in the Neu digital economy. Learn how FinTechs are leveraging them to expand their offerings.
8 Apr 2022 4 min read
Growth troubles? Here’s how BNPL can make the price tag an afterthought
Want to win in a price-sensitive market? Say hello to BNPL!
8 Apr 2022 3 min read
Increased credit disbursement isn’t always good news, just ask households and MSMEs
In a recent written response to the Rajya Sabha, Finance Minister Nirmala Sitharaman claimed that the country’s
5 Apr 2022 3 min read
Data dive: What can Mudra’s performance tell us about SME lending in India? │ Part II
Mudra sets a very bar for innovation
4 Apr 2022 7 min read
The digital grain: Culling smart data for better agricultural lending
Data is ubiquitous. Especially in agriculture. But data with economic value attached? Not so common. Think of all
1 Apr 2022 4 min read
Data dive: What can Mudra’s performance tell us about SME lending in India? (Part I)
Mudra loans: Too little? Or too late? A data-led inquiry
23 Mar 2022 6 min read
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