FinBox Research
Topic

FinTech

India's financial technology landscape — from payment rails and credit infrastructure to regulatory shifts and the companies building the next generation of financial services.

The Pattern No.185: India's financial system crossed a point of no return in 2025
FinTech's progress in 2025. And what it means for 2026
26 Dec 2025 5 min read
The Pattern No.178: Silver linings - Why India's new collateral shift matters
The new gold standard isn't gold.
7 Nov 2025 4 min read
The Pattern No.173: Risky business - Can credit survive stormy seas?
Credit push but at what cost?
3 Oct 2025 3 min read
The new housing finance playbook for lenders | A Credit Insider conversation
Affordable housing is getting a lot more scientific. Underwriting is shifting from one-size-fits-all to profile-specific playbooks, and behavior is now a key signal in secured lending.
25 Sep 2025 14 min read
The speed bumps on the road to housing finance growth
Last week in finance, today.
22 Aug 2025 3 min read
How a rumour killed many a FinTech dreams
A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.
13 Jun 2025 5 min read
5 trends that will shape the future of credit in 2025
Wrapping up the year with major shifts in the landscape that you might have missed.
27 Dec 2024 5 min read
What is banking as-a-service and why you should care about it?
What is Banking as a Service and who are the target customers. How Banking as a Service is helping SMEs to get easy access to B2b credit?
30 Oct 2024 5 min read
RBI turns the heat up on Customer Due Diligence
Banks have no go but to play Big Brother
20 Oct 2023 2 min read
Banks get a bad rep and a worse rap sheet
Weekly insights on fintech and industry, curated by Mayank Jain.
13 Oct 2023 4 min read
FinTechs' unlikely wishlist - more regulations, please!
Hello everyone, Welcome to the 77th edition of The Pattern, a weekly where we unpack and delve into
15 Sep 2023 4 min read
The pull of unsecured credit - and the push for securing it
Hello everyone, Welcome to the 75th edition of The Pattern, a weekly where we dissect and report on
1 Sep 2023 4 min read
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