The Pattern No.185: India's financial system crossed a point of no return in 2025
FinTech's progress in 2025. And what it means for 2026
FinTech
The Pattern No.178: Silver linings - Why India's new collateral shift matters
The new gold standard isn't gold.
The Pattern No.173: Risky business - Can credit survive stormy seas?
Credit push but at what cost?
The new housing finance playbook for lenders | A Credit Insider conversation
Affordable housing is getting a lot more scientific. Underwriting is shifting from one-size-fits-all to profile-specific playbooks, and behavior is now a key signal in secured lending.
The speed bumps on the road to housing finance growth
Last week in finance, today.
How a rumour killed many a FinTech dreams
A single rumour shook India's fintech world. This deep dive unpacks the MDR debate, UPI's revenue puzzle, and what the PRB could change next.
5 trends that will shape the future of credit in 2025
Wrapping up the year with major shifts in the landscape that you might have missed.
What is banking as-a-service and why you should care about it?
What is Banking as a Service and who are the target customers. How Banking as a Service is helping SMEs to get easy access to B2b credit?
RBI turns the heat up on Customer Due Diligence
Banks have no go but to play Big Brother
Banks get a bad rep and a worse rap sheet
Weekly insights on fintech and industry, curated by Mayank Jain.
FinTechs' unlikely wishlist - more regulations, please!
Hello everyone, Welcome to the 77th edition of The Pattern, a weekly where we unpack and delve into
The pull of unsecured credit - and the push for securing it
Hello everyone, Welcome to the 75th edition of The Pattern, a weekly where we dissect and report on