Fintech Regulation

Three charts from the RBI lay down what lending could look like this year - read all about it!

With its latest circular on Alternative Investment Funds, the RBI is leaning into its reputation as one of the toughest banking regulators.

The RBI seems to have been successful in its goal of reining in the growth of unsecured credit. Most FinTechs have tie-ups with banks and NBFCs to fund their small ticket offerings, but it looks like top-down tightening will temper their expansion.

As deep fakes gain popularity, what can be done to protect the average Indian and their hard-earned money?

The Reserve Bank of India not only wants to bring sanity back into the burgeoning retail credit market, but also wants to ensure that closely knit banks and NBFC lenders do not self-combust in this race to the top.

With a circular that sent shockwaves across the industry, the RBI on Thursday mandated that unsecured credit products will now attract higher risk weights - who will trip up, and how much will we slow down?

As RBI turns off the money tap, banks go mopping up deposits

Banks have no go but to play Big Brother

Weekly insights on fintech and industry, curated by Mayank Jain.

Hello everyone, Welcome to the 80th edition of The Pattern, a weekly newsletter where I bring you the

Hello everyone, Welcome to the 79th edition of The Pattern, a weekly newsletter where we bring you the

Hello everyone, Welcome to the 77th edition of The Pattern, a weekly where we unpack and delve into