Credit Decisioning

Hi everyone, Welcome to the 65th edition of The Pattern, a weekly newsletter where we unpack the latest

The economic prosperity of a country and its citizens hinges on responsible access to affordable credit. Monumentally important decisions like buying a home, getting a business loan or even a medic…

Three steps to building robust credit risk mitigation that can help lenders limit losses from defaults

Manage credit risk effectively and safeguard your finances with expert credit risk management strategies. Mitigate financial risks for long-term success

Discover the ins and outs of debt collection and learn proven techniques to boost your debt collection rate. Maximize recoveries and improve financial stability.

Unlock the secrets of credit risk modeling with our comprehensive guide. Master the skills and knowledge needed to become an expert in credit risk management

Navigate credit risk analysis effortlessly with our 5-step guide. Learn the essential techniques to assess creditworthiness and make informed lending decisions

Learn more about the underwriting process, how alternate data sources are revolutionising it, and how DeviceConnect by FinBox can help

Sentinel: A business rules engine designed for scalability, flexibility, and agility

Introducing Sentinel: An agility-first Business Rules Engine

Our business rules engine Sentinel helps risk teams at lender organisations create policies and define workflows to govern identity decisions — be it, KYC, compliance, or fraud management — without touching the code.

Learn the basics of Financial Statement Analysis in our comprehensive blog. Gain insights on how to interpret and evaluate financial data effectively.