Credit Decisioning

In a perfectly egalitarian market, consumers would have complete control over the choices they make. Every product or service would be judged solely based on its merit, stifling any opportunity for…

Credit crunch and rising costs put pressures on the bottom line

The long winter that awaits Indian financial services industry.

The Pattern 123: AA waves, ONDC eruptions and UPI storms

The Indian banking system has an attractiveness problem.

Budget 2024 for MSMEs: A new credit model, increased govt support, and a higher Mudra limit...

Regulation for financial entities has evolved and expanded in scope. This is not an accident. It's an outcome of a regulator that put in the work to actualise frameworks which can keep pace with technological revolution and industry evolution.

What's holding back the central bank from rate cuts?

More deposits can mean more room to boost credit. And vice versa. However, when credit growth outstrips deposit growth, problems can start to mount.

Lending growth has slowed, sustainable finance is in the spotlight, and the RBI isn't taking any chances!

13 reasons why our Business Rules Engine Sentinel sits at the crux of a sustainable, resilient, and scalable digital lending business

The RBI has been advocating for increased governance across areas, especially algorithm-based lending - let's take a look at why!