Credit Decisioning

Two pieces of news surfaced this week that, at first glance, seem unrelated.

For years, business rule engines in lending looked and behaved like old-school desktop software.

The new gold standard isn't gold.

With defaults on the rise, discover how lenders can responsible lending and why proactive support is the ultimate vow.

I spent some time last week staring at two restaurant receipts.   Both were of the same amount.  Both

Credit push but at what cost?

Affordable housing is getting a lot more scientific. Underwriting is shifting from one-size-fits-all to profile-specific playbooks, and behavior is now a key signal in secured lending.

From embedded to generative: Charting credit's fourth reset

We are excited to share a defining milestone in this journey. FinBox has raised $40 million in Series B funding, led by WestBridge Capital, with participation from our existing investors A91 Partners and Aditya Birla Ventures.

In India today, a three-digit number--your credit score--quietly decides the answer. A number between 300 and 900 has become a gatekeeper of modern life, determining your creditworthiness.

The credit infrastructure pioneer plans to double-down on growth and product innovation with the latest capital infusion.

From the shampoo bottle in your Q-commerce cart to your dream car, the Goods and Services Tax (GST) silently decides how far your money really goes.