FinBox Research
Topic

Banking as a Service

How banks expose their infrastructure as APIs — and how fintechs, platforms, and NBFCs build licensed financial products on top of it.

Increased credit disbursement isn’t always good news, just ask households and MSMEs
In a recent written response to the Rajya Sabha, Finance Minister Nirmala Sitharaman claimed that the country’s
5 Apr 2022 3 min read
UPI123Pay: The leg-up for India's fintechs
Explore the latest trends in India's fintech industry and how it's getting a boost with innovative technologies. Learn about the key players and their impact
15 Mar 2022 6 min read
UPI123Pay: The leg-up for India's fintechs
Explore the latest trends in India's fintech industry and how it's getting a boost with innovative technologies. Learn about the key players and their impact
15 Mar 2022 6 min read
Can fintechs mend the dent for chit funds?
Chit funds have been the last-mile credit options for Indians. But they still need cleaning-up. Fintechs can address the gaps and elevate chit funds into a force of financial inclusion that they truly are.
11 Mar 2022 4 min read
Can fintechs mend the dent for chit funds?
Chit funds have been the last-mile credit options for Indians. But they still need cleaning-up. Fintechs can address the gaps and elevate chit funds into a force of financial inclusion that they truly are.
11 Mar 2022 4 min read
Banking-as-a-service: Risks and complexities to consider before choosing the right partner
Find the perfect banking as a service partner for your business. Our blog covers everything you need to know about choosing the right BaaS provider, from compatibility to pricing. Learn how to assess BaaS providers, and what to look for in a partner.
17 Feb 2022 3 min read
Will Banking-as-a-Service sound the death knell for traditional banks?
Banking-as-a-service: Disruptive or destructive?
7 Feb 2022 4 min read
A FinTech founder's guide to structuring and hiring quality teams
What's the one thing that a FinTech can do to be in the top percentile of
1 Feb 2022 4 min read
Digital lending vs Great Resignation: A battle strategy
FinTech today is all about customer experience. Players in the market are in a race to delight customers,
21 Jan 2022 3 min read
The case for human-machine collaboration in underwriting
Legacy banks are in danger of - and in some cases - are already disintermediated from financial transactions. In the
7 Jan 2022 3 min read
Flaws in risk assessment and how they foster lending biases
Three common shortfalls of credit risk assessment models and the role of technology in overcoming them
16 Dec 2021 6 min read
Banks v/s FinTechs? Five reasons why partnering is a win-win
This blog makes a case for banks and FinTechs to come together and play to their strengths in order to provide cutting-edge financial products and improve customer service.
6 Sep 2021 4 min read
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