FinBox Research
Topic

Alternative Data

Using bank statement analysis, device data, GST filings, and behavioral signals to underwrite borrowers who fall outside the traditional credit bureau model.

Embedded Finance
Here’s how digital platforms can reset the pharma supply chain with embedded credit
Fixing demand- and supply-side inefficiencies in pharma with platform-led PoS financing
25 Jan 2023 3 min read
Here’s how digital platforms can reset the pharma supply chain with embedded credit
Fixing demand- and supply-side inefficiencies in pharma with platform-led PoS financing
25 Jan 2023 3 min read
Optimising pre-due date collections and post-due recovery with CollectX
In August 2022, the Reserve Bank of India said that banks, non-banking financial companies, cooperative banks, housing finance and asset reconstruction companies should ensure recovery agents desis…
19 Jan 2023 3 min read
Here's how automotive e-commerce can boost growth with in-context BNPL
Here's why automotive repairs and the aftermarket are the next big BNPL frontiers
29 Dec 2022 4 min read
Why FinTechs must become banks if they can't beat them
Explore the benefits and challenges of FinTechs becoming banks in our latest blog post. Learn about the strategies and considerations involved in this significant shift.
16 Dec 2022 4 min read
Humanizing FinTech #6: How to craft a people-first communication strategy for collections
Create a winning people-first communication strategy for collections! Learn how to enhance customer relationships & boost recovery rates in our comprehensive blog. Start now!
15 Nov 2022 3 min read
Humanizing FinTech #5: How can AI help lenders deliver customized products based on personalized underwriting?
Here’s a quick question. How much has your life changed in the last six-twelve months? Maybe
3 Nov 2022 3 min read
Supercharge digital lending with alternate data underwriting. Here's how.
Discover how to supercharge your digital lending efforts through alternative data underwriting. Learn the benefits and strategies to enhance your loan process.
13 Oct 2022 6 min read
Bringing the FinTech train back on track
Hello everyone. Welcome to the 29th edition of The Pattern, a newsletter where we unpack the latest rumblings
30 Sep 2022 3 min read
Prequalification can improve loan approval rates up to 3X. Here's how
Want to boost loan approval rates? Include prequalification in your onboarding strategy
11 Aug 2022 4 min read
The build-it-yourself trap in digital lending and why you should avoid it
Don't fall into the build-it-yourself trap in digital lending. Learn about the hidden costs and risks of building your own solutions and the benefits of partnering.
11 Aug 2022 5 min read
If data is the new oil, digital credit is ripe for an explosion
Hello everyone, Hope you had a good week. I did. We came back supercharged and refreshed from an
5 Aug 2022 5 min read
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