Alternative Data

For many small business owners, even with steady cash flow, every loan discussion comes down to one question: what collateral can you pledge?

FinTech's progress in 2025. And what it means for 2026

In India today, a three-digit number--your credit score--quietly decides the answer. A number between 300 and 900 has become a gatekeeper of modern life, determining your creditworthiness.

Fraud orchestration is no longer about convincing computers that one is human. It's now about trying to convince AI systems of one's humanness and trustworthiness.

Lending is a business of collecting. The real work starts once a loan is disbursed, and monthly auto-debit requests start hitting your borrowers' bank accounts.

RBI dropped its comprehensive Digital Lending Directions 2025, a regulatory framework that will fundamentally reshape how lending happens in the digital sphere.

Climate change is no longer just an environmental issue--it's a rising credit risk. From crop losses to loan defaults, this piece explores how extreme weather is reshaping India's financial ecosystem and what banks must do to adapt.

Welcome to the inaugural edition of Infinite Loop, a newsletter where we will gather interesting insights about AI

Gen Z makes up 41% of new borrowers in India--but tighter lending norms are shutting them out. What does this mean for the future of credit?

Discover how women are driving India's economic growth through credit awareness, entrepreneurship, and financial independence, yet still face systemic lending challenges.

CEIB access levels the playing field for private banks, but fintechs are still crucial for smarter risk management and collections.

The insurance industry is known to utilize advanced analytics for underwriting. However, the challenge has always been accessing credible data sources that churn out meaningful insights.