Under the hood: The secret science of predicting credit risk
Unpacking cutting-edge credit-decisioning models
Alternate Data
Banking-as-a-service: Risks and complexities to consider before choosing the right partner
Find the perfect banking as a service partner for your business. Our blog covers everything you need to know about choosing the right BaaS provider, from compatibility to pricing. Learn how to assess BaaS providers, and what to look for in a partner.
Flaws in risk assessment and how they foster lending biases
Three common shortfalls of credit risk assessment models and the role of technology in overcoming them
Banks v/s FinTechs? Five reasons why partnering is a win-win
This blog makes a case for banks and FinTechs to come together and play to their strengths in order to provide cutting-edge financial products and improve customer service.
The role of India's smartphone revolution in enabling credit
The rapid rise in the popularity of smartphones has transformed the way in which financial services are delivered, especially to the traditionally underbanked. What's in store in terms of improved access to credit, and what are the gaps left to fill?
Embedded Lending - Use Cases, Advantages and Challenges
What is Embedded Lending and why is it accepted easily in the financial sector? Get details like pros and cons associated with Embedded Credit lending.
MSME accounts hit by RBI action - banking stability has a long way to go
Discover the impact of RBI action on MSME accounts and the challenges facing banking stability. Learn about the long road ahead for the sector.
India vs Bharat: Technology must bridge the great financial inclusion divide
Despite a technological boom in the financial sector, large parts of rural India remain outside the ambit of formal credit. Embedded Finance, which enables simplified user experiences, customized loans, and more, can change that.