Is credit entering the era of quiet compounding?
Q1 FY26 didn't slow credit--it got smarter. Housing upmarket, credit cards slowing, automobile loan lifted; lenders chose quality over quantity. See what's next.
How will AI evolve partnership lending in India?
Partnership lending has the rails--apps, UPI, marketplaces. Read how AI can act as the orchestrator in the partnership lending value chain.
Can RBI really afford to go all-in on AI in finance?
RBI's new 'tolerant supervisory stance' for AI is a stark departure from its usual hawkish stance. Read now to discover what this could mean for India's financial future.
The speed bumps on the road to housing finance growth
Last week in finance, today.
Why lenders should bet on AI-based automation, not decisions
Indian finance should focus on AI automation over lending decisions. Learn why data quality issues make operational AI the smart choice for NBFCs and banks.
Scanner on UPI as nobody really wants to pay
Hi everyone, Welcome to the 166th edition of The Pattern, a weekly newsletter where we dive into the
Low rates nightmare continues for banks: Here's why
Hi everyone, Welcome to the 165th edition of The Pattern, a weekly newsletter where we dive into the
Stressed out! Indian lenders must brace for another storm
Affordable housing finance faces higher NPAs and credit costs in Q1 FY26. Learn why inclusion needs guardrails and how lenders can balance growth with risk.
Quality vs Quantity: The next tug-of-war in India's credit story
With the bank credit growth plummeting from 16% a year ago to a cautious 9% in June 2025, along with export and diesel consumption declining, there are signs that a storm could be in the offing
How AI caught 40,000 taxpayers and what it means for digital lending
But this year, 40,000 taxpayers suddenly needed to file corrections, withdrawing ₹1,045 crore worth of deductions they had claimed.
India's credit game is finally borrower-friendly!
RBI scraps pre-payment penalties, NHB mandates interest on advance EMIs, and FM backs customer-first lending--here's how borrowers just won big.
A look inside India's anti-fraud toolbox
India's digital fraud landscape is evolving. Here's how RBI is fighting back with DPIP, FRI, MNRL, and smarter cybersecurity strategies