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Ideas that move lending forward.

Articles, analysis and practical frameworks from the team behind India's lending infrastructure.

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12 Dec 2025 ·

What cheaper loans mean in a heavily indebted nation

If you're an Indian borrower today, two things are happening at once. Your home loan is getting cheaper.

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Page 5 of 41

The journey is the policy - Rethinking digital lending for 2026 and beyond

I've started noticing a quiet shift in the digital lending landscape over the past year.

11 Dec 2025 3 min read

FinBox launches Journey Studio to enable lenders to launch digital credit products in 3 days

The GenAI platform helps launch complex digital journeys in just days using no-code AI

10 Dec 2025 2 min read

Introducing FinBox Journey Studio: Your gateway to launching loan journeys in days, not months

Yet, launching a new credit product or making even a minor change to an existing journey still feels like an engineering-heavy project. Weeks go into hard-coding, API stitching, review loops, and p…

10 Dec 2025 3 min read

When a rate cut meets a record-low rupee

The RBI cut rates today -- a neat, expected 25 bps move. Normally, that would have been the headline.

5 Dec 2025 3 min read

FinBox launches AI-powered cluster transaction intelligence, which is revolutionising bank statement fraud checks.

New technology enables real-time early warning systems for loan portfolios while sharpening underwriting and unlocking cross-sell opportunities.

5 Dec 2025 4 min read

Faster scores, tighter checks -- the new DNA of lending in 2026

Two pieces of news surfaced this week that, at first glance, seem unrelated.

28 Nov 2025 3 min read

More articles

RIP clunky BREs: Why lenders need a modern thin-client engine like Sentinel AI

27 Nov 2025 · 3 min read

The $1 trillion blind spot: Why AI is India's FinTech security nightmare

26 Nov 2025 · 3 min read

DPDP will rewire how India lends. Here's how

21 Nov 2025 · 4 min read

The quiet capital build-up shaping 2026

14 Nov 2025 · 3 min read

The Pattern No.178: Silver linings - Why India's new collateral shift matters

7 Nov 2025 · 4 min read

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