Of tighter lending, sustainable finance, and treading with caution
Lending growth has slowed, sustainable finance is in the spotlight, and the RBI isn't taking any chances!
Mayank Jain
Will the RBI's disciplinary stick make FinTechs sick?
Why RBI regulatory crackdowns aren't all bad news.
Can self-regulation solve FinTechs' navigation blues?
FinTechs seem to know that sustainable profitability is the destination. It's the route that's the problem.
Why RBI wants a peek into the lending algorithms box?
The RBI has been advocating for increased governance across areas, especially algorithm-based lending - let's take a look at why!
These 3 RBI charts show what lending will look like in 2024
Three charts from the RBI lay down what lending could look like this year - read all about it!
RBI shuts down 'evergreening' tactics in year-end cleanup
With its latest circular on Alternative Investment Funds, the RBI is leaning into its reputation as one of the toughest banking regulators.
This week in credit The rise in deceptions, digressions, and defaults
Financial fraud continues to concern the authorities and credit cards remain on an upward trend. Read all about it!
Will small-ticket loan snags also hit bank FinTech partnerships?
The RBI seems to have been successful in its goal of reining in the growth of unsecured credit. Most FinTechs have tie-ups with banks and NBFCs to fund their small ticket offerings, but it looks like top-down tightening will temper their expansion.
Navigating the wily waters of deep fakes
As deep fakes gain popularity, what can be done to protect the average Indian and their hard-earned money?
RBI wants social distancing between banks and NBFCs
The Reserve Bank of India not only wants to bring sanity back into the burgeoning retail credit market, but also wants to ensure that closely knit banks and NBFC lenders do not self-combust in this race to the top.
Boom goes the lending dynamite!
With a circular that sent shockwaves across the industry, the RBI on Thursday mandated that unsecured credit products will now attract higher risk weights - who will trip up, and how much will we slow down?
As expectations soar, will MFIs clear the digital transformation hurdle?
Microfinance insitutions are under the spotlight once again, being hailed as drivers of the Indian economy. However, challenges remain - will they meet soaring expectations?