UPI The wild card in Paytm's comeback story?
Will UPI play a key role in Paytm's recovery story?
Will UPI play a key role in Paytm's recovery story?
Can the newly minted SRO-FT framework play a part in solving customer-facing fraud?
The RBI recently released a 300+ page magnum opus - it's not an easy read by any means, but dig deep and there's so much to learn about things you'd generally never stop to consider twice.
An unexpected windfall, and the downsides of a level playing field - a look at this week in finance!
Regulation for financial entities has evolved and expanded in scope. This is not an accident. It's an outcome of a regulator that put in the work to actualise frameworks which can keep pace with technological revolution and industry evolution.
Enabling UPI for cash deposit facility.
The RBI now has its eye on the latest aspirational credit product -- co-branded cards. Just last week, it ordered Federal Bank and South Indian Bank to stop issuing such cards.
FinTech's stratospheric growth, especially in sachetised loans, is noteworthy - but it's now threatening to destabilise the entire industry.
On NBFCs' bid for credit on UPI, KYC fortification, and more.
The world's third-largest FinTech industry struggling to find stable footing. Unsecured lending giants are pulling back on personal loans. Those running neobanks are yet to find a business model that doesn't burn cash on acquiring fickle customers.
More deposits can mean more room to boost credit. And vice versa. However, when credit growth outstrips deposit growth, problems can start to mount.
FinTechs on the ground are hustling, fighting terrible odds to stay alive in the face of extreme adversity.