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mayank jain

The Pattern No.173: Risky business - Can credit survive stormy seas?

The Pattern No.173: Risky business - Can credit survive stormy seas?

Credit push but at what cost?

03 Oct 2025 · 3 mins
The new housing finance playbook for lenders | A Credit Insider conversation

The new housing finance playbook for lenders | A Credit Insider conversation

Affordable housing is getting a lot more scientific. Underwriting is shifting from one-size-fits-all to profile-specific playbooks, and behavior is now a key signal in secured lending.

25 Sep 2025 · 14 mins
As RBI plays Scrooge with money, banks turn into deposit magpies

As RBI plays Scrooge with money, banks turn into deposit magpies

As RBI turns off the money tap, banks go mopping up deposits

27 Oct 2023 · 2 mins
RBI turns the heat up on Customer Due Diligence

RBI turns the heat up on Customer Due Diligence

Banks have no go but to play Big Brother

20 Oct 2023 · 2 mins
Banks get a bad rep and a worse rap sheet

Banks get a bad rep and a worse rap sheet

Weekly insights on fintech and industry, curated by Mayank Jain.

13 Oct 2023 · 4 mins
The pull of unsecured credit - and the push for securing it

The pull of unsecured credit - and the push for securing it

Hello everyone, Welcome to the 75th edition of The Pattern, a weekly where we dissect and report on

01 Sep 2023 · 4 mins
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