Small is beautiful: How micro SaaS can fast track agricultural digitisation by 10x
The biggest digitisation successes of our times have come through SaaS. Be it Salesforce for sales, HubSpot for
Financial Inclusion
Credit scores vs social scores: Can lenders use farmers’ social capital to provide agricultural financing?
For the most part, fintechs will argue that data-driven agricultural financing is a gift that will keep giving.
A legacy bank’s guide to playing and winning the FinTech game
Looking to compete with FinTechs? Learn how to modernize your banking operations with this comprehensive guide to playing and winning the FinTech game.
Increased credit disbursement isn’t always good news, just ask households and MSMEs
In a recent written response to the Rajya Sabha, Finance Minister Nirmala Sitharaman claimed that the country’s
Can fintechs mend the dent for chit funds?
Chit funds have been the last-mile credit options for Indians. But they still need cleaning-up. Fintechs can address the gaps and elevate chit funds into a force of financial inclusion that they truly are.
Can fintechs mend the dent for chit funds?
Chit funds have been the last-mile credit options for Indians. But they still need cleaning-up. Fintechs can address the gaps and elevate chit funds into a force of financial inclusion that they truly are.
Five bitter pills that RBI prescribes to make digital lending healthy again
Sachet, the Reserve Bank of India’s portal for complaints from the public, received over 2,500 complaints
The role of India's smartphone revolution in enabling credit
The rapid rise in the popularity of smartphones has transformed the way in which financial services are delivered, especially to the traditionally underbanked. What's in store in terms of improved access to credit, and what are the gaps left to fill?
Financial-inclusion
What is OCEN and what it means for Digital Lending
Open Credit Enablement Network and Embedded Finance democratize credit distribution and drive financial inclusion.
India vs Bharat: Technology must bridge the great financial inclusion divide
Despite a technological boom in the financial sector, large parts of rural India remain outside the ambit of formal credit. Embedded Finance, which enables simplified user experiences, customized loans, and more, can change that.
New-age lending calls for a new approach to underwriting
Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.
Embedded Finance and the new era of customer experience
Customer experience in lending has gained immense prominence in this digital era. Consumers now want fast and easy credit that's customized to their unique needs - and Embedded Finance makes it possible.