Curated card decks — each path synthesises our best research, data and analysis into a snackable journey. Swipe through, absorb, apply.
From static rules to ML-backed decisioning — how a modern BRE actually works.
Why behavioural and cashflow signals now sit alongside the bureau score.
Rules, velocity checks, device signals and ML — the layers of a fraud stack.
Safely test new scorecards against live traffic without disrupting the book.
Consent, FIP coverage and the value hiding beyond underwriting.
Parsing, categorisation and cashflow signals across 200+ Indian banks.
Device and telco signals that unlock first-time borrowers — with consent.
How platforms launch BNPL and credit lines without becoming a lender.
Co-lending, DLG and structuring the next wave of partnership-led credit.
Underwriting and disbursal patterns for India's small-business borrowers.
Prioritisation and messaging that recover dues without burning goodwill.
MCP, conversational origination and what Atlas changes about the funnel.
The protocol that lets AI assistants act on your decisioning, safely.
How AI is killing the loan application form — and why that's good for lending.
New paths land every week. Get them in your inbox as they ship.