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Articles, analysis and practical frameworks from the team behind India's lending infrastructure.

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16 May 2025 ·

Insolvency A new infinity loop for the Indian lenders

What happens when bankruptcy resolutions don't stay resolved? A deep dive into the IBC, lenders' frustration, and the need for reform.

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Page 9 of 41

RBI overhauls digital lending while taking strides on gold loans

RBI dropped its comprehensive Digital Lending Directions 2025, a regulatory framework that will fundamentally reshape how lending happens in the digital sphere.

9 May 2025 5 min read

AI in finance - Can we resolve the black box problem?

The "black box" problem refers to AI systems that make decisions through processes that remain opaque even to their creators. The dilemma is straightforward: if we cannot explain how AI reaches its conclusions, how can we possibly trust it?

8 May 2025 4 min read

Will climate change heat up India's financial stress?

Climate change is no longer just an environmental issue--it's a rising credit risk. From crop losses to loan defaults, this piece explores how extreme weather is reshaping India's financial ecosystem and what banks must do to adapt.

2 May 2025 4 min read

What Andromeda's shine predicts about the future of our credit universe

India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.

25 Apr 2025 4 min read

The Ghiblification of Banking When AI Meets Human Touch

Welcome to the inaugural edition of Infinite Loop, a newsletter where we will gather interesting insights about AI

23 Apr 2025 5 min read

Will the new Aadhaar updates solve thorny fraud issues?

The new Aadhaar app lets you verify your identity with just a Face ID and QR code. No more photocopies, no more data leaks. Your privacy will be in your terms.

11 Apr 2025 4 min read

More articles

Will the rule of three help fix Indian microfinance?

4 Apr 2025 · 4 min read

Why Indian Gen Z is lowkey credit starved

28 Mar 2025 · 3 min read

Not just loans, AA is set to improve almost all financial experiences

21 Mar 2025 · 3 min read

How women are boldly weaving India's economic tapestry?

7 Mar 2025 · 4 min read

RBI eases risk weights but can it keep the lending house in order?

28 Feb 2025 · 4 min read

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