Lending for Bharat: How WhatsApp, APIs and sachet loans will bring credit to millions of Indians
WhatsApp Business is on its way to becoming a quasi-superapp in India. Meta’s golden goose has spent
Equated Daily Instalments
Move over EMIs: Understanding Equated Daily Instalments (EDIs) and how it’ll bring formal credit to 4 crore MSMEs
What does it take to run a successful EDI programme? Find out
A digital lender’s guide to acquiring new borrowers (without burning marketing dollars)
There’s a common misconception around marketing - that it only works when you throw money at it.
Dire straits - Four charts reveal just how broken MSME lending is
Hello ! Hope you had a good week. Today, I am here to share some sobering but pretty interesting
GST invoices, alternate data and cash-flow underwriting: How to unlock the $400 bn MSME financing opportunity
When it comes to MSME financing, the problem of thin-file borrowers and informal setups crops up time and
Of RBI's matchmaking, explorer banks, and innovation beyond BNPL
Bank of Baroda recently announced the launch of its co-lending platform in partnership with several non-banking financial companies
How FinTechs can strengthen the co-lending wedlock between banks and NBFCs
Co-lending 101: Navigate the regulatory maze
During a gold rush, sell shovels
Hello and welcome to this week's edition of the Pattern, a newsletter where I try to
Beyond digitisation: Decoding AgriStack and its promise to reform agri financing
Is a UPI moment in agricultural credit almost here? Find out
Here’s how companies can become the financial services provider of choice for their employees!
Nearly 86% of the formal workforce is expected to find a new job in the next six months
Signals from the soil: Why data interoperability is crucial to agricultural lending
Agriculture is the sum of many parts. Its success depends on a range of factors from soil quality
Missing the disease for the symptoms
The impact of Covid-19 on the agricultural sector, credit flow to farmers, and the role of FinTech in addressing these challenges.