The invisible signs before a banking crisis
Every time a financial scandal breaks, the instinct is to treat it as an isolated failure
All that glitters is not low-risk
Higher prices mean borrowers can raise more against the same jewelry.
From supporting actor to lead role: Agentic AI in lending
AI is moving from the sidelines and into the spotlight.
Credit decisions through chat: Sentinel AI is now MCP ready
The AI transformation: A new era in agentic lending
The sovereign flywheel: AI brains, lending muscle
Forget payments infrastructure. India built credit infrastructure at population scale.
When collateral stops being the main character
For many small business owners, even with steady cash flow, every loan discussion comes down to one question: what collateral can you pledge?
When AI shifts from assistance to execution in credit
Now, AI is moving from an assistant to an operator.
An MPC meeting that chose restraint
The RBI kept the repo rate unchanged at 5.25% and retained its neutral stance, exactly in line with expectations.
Beyond Python Heap: Fixing Memory Retention with Jemalloc
Heap usage remained stable while memory kept increasing; Memray helped uncover allocator-level memory retention, and tuning jemalloc successfully restored memory back to the host without requiring application code changes.
Credit access has expanded. What next?
Building a financial system is a lot like building a product. Early on, the focus is on shipping features and onboarding users. Does it work? Can people sign up?
The SME squeeze and the quiet jobs AI does for Fintech
SMEs in India do remarkable things with limited oxygen. This one is for lenders who want clarity, SMEs who want a breathing room, and anyone tired of hearing about AI without hearing how it helps.
The changing job of credit
Credit is no longer just about growth or ambitions. For many people, it's becoming a financial response to life's curveballs.