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Ideas that move lending forward.

Articles, analysis and practical frameworks from the team behind India's lending infrastructure.

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13 Dec 2024 · MSME Lending

Will credit on UPI come to rescue growth doldrums?

RBI expands UPI credit to tackle financial inclusion

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Recent articles

Page 11 of 41
Beyond Traditional Monitoring: How AA is Transforming Portfolio Health Management
Trying to understand a customer’s portfolio health by looking at isolated metrics like repayment history or account balance is as futile as understanding a person’s vitals by looking at their temperature alone.
9 Dec 2024 4 min read
The race against financial fraud Are the watchdogs sharpening their claws?
How RBI is approach to combat financial crimes
6 Dec 2024 4 min read
The tightrope walk for lenders just got harder
RBI is giving major red flags to the lending sector, which has raised concerns from private banks, and government directives cast shadows over microfinance's future in India.
22 Nov 2024 4 min read
PAN 2.0 and the QR-IOU case of digital onboarding
RBI is giving major red flags to the lending sector, which has raised concerns from private banks, and government directives cast shadows over microfinance's future in India.
22 Nov 2024 3 min read
Leveraging AA to Build an Insights Engine: Strategies for Digital Lenders
The success of digital lending hinges on understanding these credit behaviors. The AA framework opens unprecedented access to the rich financial data stream, which, when properly used, can transform lending decisions.
22 Nov 2024 4 min read
The big roadblocks in the way of microfinance
Delays in repayments come back to haunt micro-lenders.
8 Nov 2024 4 min read

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The big roadblocks in the way of microfinance
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How choice architecture can boost conversions & collections in digital lending
30 Oct 2024 · 6 min read
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What is banking as-a-service and why you should care about it?
30 Oct 2024 · 5 min read
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A lacklustre Diwali is on the cards for Indian lenders, here's why
25 Oct 2024 · 3 min read

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