One application, five shapes: how AI is rewriting onboarding
A credit head at a mid-sized NBFC told me recently about something that had been bothering her.
Srijan Nagar
Why AI killing the loan application form is good for lending
There's a loan officer I spoke to some months ago at a mid-sized NBFC. His team spent roughly half their day calling people who had started applications and gone quiet.
The Infinite Loop No.21: AI-first credit: Slow lenders won't survive
The cost of 16-week product launch timelines in the age of AI.
MCP-The protocol that rewires lending
There's a moment in every technology cycle when the infrastructure catches up to the ambition.
From supporting actor to lead role: Agentic AI in lending
AI is moving from the sidelines and into the spotlight.
When AI shifts from assistance to execution in credit
Now, AI is moving from an assistant to an operator.
The SME squeeze and the quiet jobs AI does for Fintech
SMEs in India do remarkable things with limited oxygen. This one is for lenders who want clarity, SMEs who want a breathing room, and anyone tired of hearing about AI without hearing how it helps.
What Apple's AI strategy signals for FinTech platforms
The race to build the best AI model is quickly becoming less important than the race to build the best product around AI.
How AI became the engine of modern finance in 2025
AI has officially and authoritatively moved from our newsfeeds to our daily workflows.
The journey is the policy - Rethinking digital lending for 2026 and beyond
I've started noticing a quiet shift in the digital lending landscape over the past year.
The $1 trillion blind spot: Why AI is India's FinTech security nightmare
With India seeing a 67% spike in digital fraud losses, the 'business as usual' approach to cybersecurity is officially obsolete.
Financial Services Has a New Fraud Problem: AI That Looks Too Real
I spent some time last week staring at two restaurant receipts. Both were of the same amount. Both