Five bitter pills that RBI prescribes to make digital lending healthy again
Sachet, the Reserve Bank of India’s portal for complaints from the public, received over 2,500 complaints
Shamolie Oberoi
How BNPL can help consumer brands save $4 trillion in losses
D2C brands are locked in competition with legacy brands that have been around much longer - and BNPL is what could give the former the edge, especially in payments.
Embedded loans in supply chain finance: How FMCG companies can benefit
Lack of visibility and unrecorded transactions and the local level mean that FMCG enterprises find it hard to predict sales leading to a mismatch in supply and demand. Here's how digitised supply chain finance that incorporates embedded loans can help.
The role of India's smartphone revolution in enabling credit
The rapid rise in the popularity of smartphones has transformed the way in which financial services are delivered, especially to the traditionally underbanked. What's in store in terms of improved access to credit, and what are the gaps left to fill?
MSME accounts hit by RBI action - banking stability has a long way to go
Discover the impact of RBI action on MSME accounts and the challenges facing banking stability. Learn about the long road ahead for the sector.
Financial-inclusion
The Evolution of Digital Lending
Digital lending represented a huge leap on traditional lending. It lowered processing costs, improved revenue per loan, and drastically improved CX. It's an evolving space, and the next stage of digital lending will be powered by Embedded Finance.
India vs Bharat: Technology must bridge the great financial inclusion divide
Despite a technological boom in the financial sector, large parts of rural India remain outside the ambit of formal credit. Embedded Finance, which enables simplified user experiences, customized loans, and more, can change that.
New-age lending calls for a new approach to underwriting
Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.
Embedded Finance and the new era of customer experience
Customer experience in lending has gained immense prominence in this digital era. Consumers now want fast and easy credit that's customized to their unique needs - and Embedded Finance makes it possible.
How D2C brands can crack the general trade market and grow by 10x
General trade forms the backbone of Indian retail. With the help of embedded finance, D2C brands in India can leverage the kirana store network to strategically push products and grow by up to 10x.