Insolvency A new infinity loop for the Indian lenders
What happens when bankruptcy resolutions don't stay resolved? A deep dive into the IBC, lenders' frustration, and the need for reform.
Mayank Jain
RBI overhauls digital lending while taking strides on gold loans
RBI dropped its comprehensive Digital Lending Directions 2025, a regulatory framework that will fundamentally reshape how lending happens in the digital sphere.
Will climate change heat up India's financial stress?
Climate change is no longer just an environmental issue--it's a rising credit risk. From crop losses to loan defaults, this piece explores how extreme weather is reshaping India's financial ecosystem and what banks must do to adapt.
What Andromeda's shine predicts about the future of our credit universe
India's largest loan distributor, Andromeda, blends tech and trust to deliver ₹1.08 lakh crore in loans across 100+ cities and 25,000+ network partners.
Will the new Aadhaar updates solve thorny fraud issues?
The new Aadhaar app lets you verify your identity with just a Face ID and QR code. No more photocopies, no more data leaks. Your privacy will be in your terms.
Will the rule of three help fix Indian microfinance?
How the three-lender cap rule aims to fix overleveraging, reduce NPAs, and bring clarity to India's microfinance lending ecosystem.
Why Indian Gen Z is lowkey credit starved
Gen Z makes up 41% of new borrowers in India--but tighter lending norms are shutting them out. What does this mean for the future of credit?
Not just loans, AA is set to improve almost all financial experiences
Account Aggregator will go where no framework has gone before.
How women are boldly weaving India's economic tapestry?
Discover how women are driving India's economic growth through credit awareness, entrepreneurship, and financial independence, yet still face systemic lending challenges.
RBI eases risk weights but can it keep the lending house in order?
RBI eases lending norms to boost credit flow, but with soaring NPAs, is this a financial masterstroke or a risky gamble? Dive into the full analysis here.
Banks are waging a lending war. Will it prove expensive?
Banks are aggressively competing for mid-sized borrowers, slashing rates and underpricing risk amid RBI's crackdown on unsecured loans.
Turmoil among lenders sparks search for a savior
The big fight between cash crunch, interest rates and a slowdown in waiting.