Faster. Steadier. Stronger. India's financial tempo is picking up steam.
This week's story is about India's financial pulse gaining momentum.
Mayank Jain
India's great festive splurge -- and what comes after
Hi everyone, Welcome to this week's edition of The Pattern -- a weekly newsletter decoding the undercurrents
Till debt do us apart: Strengthening lending vows
With defaults on the rise, discover how lenders can responsible lending and why proactive support is the ultimate vow.
The great financial rewire - Can India build money that thinks?
Hi everyone, Welcome to the 174th edition of The Pattern, a weekly newsletter by FinBox decoding the undercurrents
The Pattern No.173: Risky business - Can credit survive stormy seas?
Credit push but at what cost?
AI is coming for your loan recovery playbook
Gone are the days when a collection agency paid a visit to a loan defaulter's home to collect the rest of the money.
The new housing finance playbook for lenders | A Credit Insider conversation
Affordable housing is getting a lot more scientific. Underwriting is shifting from one-size-fits-all to profile-specific playbooks, and behavior is now a key signal in secured lending.
India's credit score gap costing millions and hurting borrowers
In India today, a three-digit number--your credit score--quietly decides the answer. A number between 300 and 900 has become a gatekeeper of modern life, determining your creditworthiness.
The lock screen economy
India's new credit gatekeeper: The smartphone lock screen
Lower taxes, higher credit: GST 2.0's big bet
From the shampoo bottle in your Q-commerce cart to your dream car, the Goods and Services Tax (GST) silently decides how far your money really goes.
Is credit entering the era of quiet compounding?
Q1 FY26 didn't slow credit--it got smarter. Housing upmarket, credit cards slowing, automobile loan lifted; lenders chose quality over quantity. See what's next.
The speed bumps on the road to housing finance growth
Last week in finance, today.