Being a credit risk manager is tough. In India, there are four major bureaus and information gleaned from them can differ - even for the same borrowers! Addressing this challenge head-on is FinBox…
Bankers, when queried about their primary concerns, often cite the persistent worry of fraud risk keeping them awake at night. Despite implementing various safeguards, the highly digitized world we…
Income estimation stands as the bedrock of credit underwriting, a decisive metric empowering lenders to make informed lending decisions. It gauges repayment capacity, allowing financial institution…
Credit bureaus are lenders' first source of truth. However, the true worth of the credit bureau data heavily relies on the breadth and depth of the information and its ability to create value for u…
The economic prosperity of a country and its citizens hinges on responsible access to affordable credit. Monumentally important decisions like buying a home, getting a business loan or even a medic…
Establishing trust between a financial institution and its customers poses a complex challenge. The latter are expected to grant data access, while organisations face heightened scrutiny regarding…
Banks have historically struggled with integrating their systems and data. Legacy systems, data silos, regulatory hurdles and the complexity of integrations continue to challenge financial institut…
Digital credit is no longer a good-to-have, it is table stakes. Any lending NBFC worth its salt today must be looking at digital lending as the holy grail of building a resilient business. This is…
Banks have historically struggled with integrating their systems and data. Legacy systems, data silos, regulatory hurdles and the complexity of integrations continue to challenge financial institut…
Digital credit is no longer a good-to-have, it is table stakes. Any lending NBFC worth its salt today must be looking at digital lending as the holy grail of building a resilient business. This is…
Digital banking is not new. ATMs and cards were the green shoots of digital banking that emerged in the 1960s. Then in 1994, Microsoft introduced Microsoft Money, a personal finance management tool…
Digital banking is not new. ATMs and cards were the green shoots of digital banking that emerged in the 1960s. Then in 1994, Microsoft introduced Microsoft Money, a personal finance management tool…
